Loans for private individuals and entrepreneurs
We purpose a loan tied to the subject of funding.
What are its advantages?
- The financed asset becomes the property of the client immediately
- The minimum length of financing is not limited as is the case of financial leasing
- No VAT imposed on repayment of the loan
- The loan can be repaid prematurely *
- Fixed amount of monthly installments during the financing
- When using this product, it is possible to draw funds from subsidy programs conditioning granting subsidies with the ownership of the financed asset
- Entrepreneurs can write off the financed asset in their accounting
- Entrepreneurs can deduce the whole amount of VAT at the beginning of the financing (does not apply to passenger cars)
- Insurance can be arranged either individually or included in installments
* applies only to private individuals and loans up to 800 thousand CZK
What can be financed by the means of consumer loans?
- Cars and utility vehicles
What can be financed by the means of loans for entrepreneurs?
- Cars and utility vehicles
- Operational needs of suppliers, especially warehouse stock
How to get a loan?
A loan can be arranged directly with the seller of a vehicle or supplier of another financed asset, or you can contact our account managers (contacts, on-line form), who will prepare calculation for you and readily help you solve all the formalities.