Financing of cars and utility vehicles
We provide financing of new and used cars of various brands.
Financing of cars is designed for
- Private individuals (non- entrepreneurs)
- Entrepreneurs (both legal entities and individuals)
We finance cars and utility vehicles by the means of
- Financial leasing with optional purchase
- Loans for private individuals and entrepreneurs
Terms of financial leasing with optional purchase:
- Advance payment to be paid by the client before takeover of the car from 0% to 70% of the purchase price of the car
- The period of repayment from 60 to 72 months (private individuals 36 to 72 months)
- Net book value most often in the amount of 1,000 CZK without VAT
- Age of a second-hand car at the end of the financing shall not exceed 9 years
- APR for new cars from 8%, for used cars from 10%
Terms of loans for consumers and entrepreneurs:
- Purpose loans are bound to financing of a specific car
- Part of the purchase price to be paid by the client before takeover of the car from 0% to 70% of the purchase price of the car
- The period of repayment from 12 to 72 months
- Early repayment of credit possible
- Age of a second-hand car at the end of the financing shall not exceed 9 years
- APR for new cars from 9%, for used cars from 12%